Self employed mortgage loans | The hard truth in 2020 and 2021

In this video I discuss self-employed mortgage loans and what has changed in 2020 about qualifying and what to expect going forward in 2021. It’s much harder to qualify for a home loan as a self employed borrower and I’ve had many tough conversations in 2020. I believe in the self employed borrower as much as anyone but unfortunately lenders have really tightened how they qualify these loans.

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A few videos that might be helpful:

Should I buy right now? (historically low interest rates):

Self employed guideline changes in 2020:

Mortgage Rates | Mortgage Advice:

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