USDA Loans Explained | 2021 Loan Requirements For 0% Down



What are the USDA loan requirements in 2021? In this video, I’m going to explain USDA loans to see if it’s the right loan option for you and to talk about some of the restrictions attached to it as well. In general, we’re talking about USDA backed loans also known as USDA guaranteed loans, although I do touch on USDA direct loans as well.


One of the biggest benefits is ZERO DOWN FOR A DOWNPAYMENT!


In this video we cover :

0:00 – USDA loan overview

0:49 – Types of USDA loans

3:03 – USDA loan income limits

4:25 – List of requirements and Qualified areas

5:16 – Credit score for USDA loan

6:35 – Resources for further questions


Resources

https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do


https://www.rd.usda.gov/programs-services/single-family-housing-guaranteed-loan-program


https://www.rd.usda.gov/sites/default/files/fact-sheet/508_RD_FS_RHS_SFHGLP.pdf


https://www.rd.usda.gov/files/RD-GRHLimitMap.pdf


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